Overnight Oats Banana Chocolate

Featured in: Sweet Simple Treats

This chilled oats preparation combines rolled oats with milk, yogurt, chia seeds, and natural sweeteners, left to soften overnight. In the morning, it’s enhanced with sliced ripe banana, chopped dark chocolate, and optional nuts, delivering a creamy, satisfying start without any cooking required. The method ensures a smooth texture with a hint of vanilla and sweetness, ideal for an easy, nutritious breakfast or snack.

Updated on Mon, 16 Feb 2026 09:02:00 GMT
Creamy overnight oats topped with fresh banana slices and rich dark chocolate chunks, a healthy no-cook breakfast. Pin Recipe
Creamy overnight oats topped with fresh banana slices and rich dark chocolate chunks, a healthy no-cook breakfast. | fordishes.com

There's something magical about opening the fridge on a hectic Tuesday morning and finding breakfast already waiting for you, ready to eat. I discovered overnight oats during a phase where I was convinced I needed to wake up at 5 AM to be productive—spoiler alert, I didn't—but what stuck around was this simple jar of creamy oats that somehow tasted like dessert masquerading as breakfast. The banana and dark chocolate combination came later, borrowed from a conversation with my sister who swore by the pairing, and now I can't imagine making it any other way.

I made a batch for my neighbor one Saturday morning after she mentioned feeling rushed before work, and watching her face light up when she tasted the chocolate-banana combination reminded me why I love feeding people simple, thoughtful meals. She started making her own jars within the week, and now we occasionally swap variations—she adds coconut, I experimented with almond butter. It's become this small ritual of checking in with each other through breakfast.

Ingredients

  • Old-fashioned rolled oats (1 cup): The texture matters here—quick oats turn mushy, but rolled oats stay tender yet slightly toothsome, which is exactly what you want after sitting overnight.
  • Milk (1 cup, dairy or plant-based): This is what transforms oats from dry grain to creamy porridge, so don't skimp on it; if you prefer thicker oats, you can always adjust in the morning.
  • Plain Greek yogurt (1/2 cup): The secret to richness without cream, and it adds protein that keeps hunger at bay for hours.
  • Chia seeds (1 tablespoon): These tiny seeds absorb liquid and add a subtle gel texture that makes every spoonful feel luxurious.
  • Maple syrup or honey (1 tablespoon): A gentle sweetness that lets the chocolate and banana shine without being cloying.
  • Pure vanilla extract (1/2 teaspoon): This small amount does heavy lifting, grounding all the flavors together with warmth.
  • Ripe banana (1 large): The key word is ripe—you want those freckled bananas with soft spots, as they slice easily and taste like concentrated banana sweetness.
  • Dark chocolate (30 g): Chopped or chips work equally well; I prefer 70% cacao for a slight bitterness that balances the sweetness beautifully.
  • Chopped nuts (2 tablespoons, optional): Walnuts and almonds add a subtle crunch that contrasts perfectly with the creamy base.
  • Sea salt (pinch, optional): A tiny amount amplifies the chocolate flavor in a way that might seem strange until you taste it.

Instructions

Product image
Cook complete meals by frying, sautéing, simmering, and boiling with easy nonstick cleanup every day.
Check price on Amazon
Combine Your Base:
In a bowl or jar, stir together the oats, milk, yogurt, chia seeds, maple syrup, and vanilla until everything is evenly coated and no dry oat bits remain. This takes about a minute of actual stirring, and you'll notice the mixture already starting to feel thicker.
Let It Rest Overnight:
Cover your jar or bowl and slide it into the fridge for at least 6 hours, though 8 is ideal; the oats gradually absorb the liquid and soften while the flavors meld into something greater than their individual parts.
Adjust Your Texture:
When morning arrives, give everything a good stir and taste the consistency; if it feels too thick, splash in a bit more milk until it reaches that sweet spot between spoonable and pourable.
Build Your Bowl:
Divide the oats between two bowls or jars, then crown each portion with sliced banana, scattered dark chocolate, and a handful of nuts if you're using them.
Add the Finishing Touch:
A whisper of sea salt over the top might seem optional, but it genuinely makes the chocolate taste more chocolatey and brings everything into focus.
Serve and Savor:
Eat it straight from the fridge, chilled and creamy, or let it sit on the counter for five minutes if you prefer something slightly less cold.
Product image
Cook complete meals by frying, sautéing, simmering, and boiling with easy nonstick cleanup every day.
Check price on Amazon
Pin Recipe
| fordishes.com

My sister called me last month to say she'd made this for her kids before school, and they actually finished their breakfast without complaints, which apparently is a miracle in her household. Small victories like that remind me why I love recipes that work quietly in the background, requiring nothing but a jar and a fridge.

Swapping Ingredients and Flavors

The beauty of overnight oats is that they're forgiving enough to adapt to what you have on hand or what sounds good that morning. Berries replace banana beautifully—I've used frozen blueberries and thawed them slightly to fold into the oats, creating a purple-tinted breakfast that my brain somehow finds more exciting. Pears add a delicate sweetness, while a handful of granola introduces crunch in a way that nuts can't quite match. Even seasonal swaps feel natural: think pumpkin spice in fall, cocoa powder and cinnamon in winter, or fresh strawberries in summer.

Making It Work for Your Diet

Whether you're eating dairy-free, adding more protein, or simply looking for ways to make this feel less repetitive, overnight oats welcome the changes without falling apart. For a vegan version, swap dairy milk for oat or almond milk and use coconut yogurt or cashew cream instead of Greek yogurt, and honestly, the result is just as creamy and satisfying. Adding a scoop of vanilla protein powder boosts the protein content significantly, making this genuinely sustaining for people with bigger appetites or those who need extra fuel.

Storage, Timing, and Small Kitchen Wins

Perfect Christmas Kitchen Gift
🎄 The Perfect Christmas Kitchen Gift
🎅 Christmas Special Deal — Limited Time
Looking for a **useful, high-quality Christmas gift** that people actually love using? This is one of those rare finds that feels premium, saves time, and makes cooking way more fun — perfect for family dinners and cozy winter meals.
🎁 View Christmas Deal

You can prepare up to three days' worth of overnight oats at once, which transforms Monday mornings from chaotic to breezy. I store mine in glass jars with lids, and they look almost pretty lined up in the fridge, ready to grab on the way out the door. The cold makes everything taste fresher somehow, and there's something grounding about eating breakfast straight from the jar while standing in your kitchen, not quite awake yet but already feeling like you've accomplished something.

  • Prep three jars on Sunday evening, and you'll have Monday, Tuesday, and Wednesday breakfast sorted before the week even begins.
  • If your chocolate and banana separate or the mixture looks watery in the morning, give it a thorough stir and adjust with a splash of milk to find your perfect texture.
  • This breakfast tastes best when eaten within three days, so plan your prep accordingly rather than making a huge batch all at once.
Product image
Cushioned mats provide comfort while cooking, absorbing spills near the sink and stove for cleaner meal prep.
Check price on Amazon
Pin Recipe
| fordishes.com

The best part about this recipe is how it removes the friction from eating breakfast, turning those rushed mornings into moments where you actually sit down with something you genuinely wanted to eat. That's when real nourishment happens, not just calories consumed, but a small act of self-care that sets the tone for everything that follows.

Recipe FAQs

How long should the oats chill?

Allow the oats to refrigerate overnight or for at least 6 hours to absorb liquid and soften thoroughly.

Can I use plant-based milk and yogurt?

Yes, plant-based milk and yogurt work well and make this suitable for vegan preferences.

How do the banana and dark chocolate enhance the dish?

Banana adds natural sweetness and creaminess, while dark chocolate contributes rich, bittersweet flavor and texture contrast.

Are nuts necessary for this dish?

Chopped nuts are optional but add crunch and a nutty depth that complements the smooth oats and chocolate.

Can I adjust the sweetness level?

Yes, sweetness can be tailored by varying the amount of maple syrup or honey, or by choosing sweeter or less ripe fruits.

What is a good way to achieve desired thickness?

If the mixture is too thick after chilling, stir in a small splash of milk to loosen the texture without affecting flavor.

Overnight Oats Banana Chocolate

Creamy oats blended with banana and dark chocolate for an easy, nourishing start to your day.

Prep Duration
10 mins
0
Complete Time
10 mins
Recipe by Fordishes Ava Reynolds


Skill Level Easy

Cuisine International

Makes 2 Number of Servings

Diet Details Vegetarian Option

Ingredient List

Oats Base

01 1 cup old-fashioned rolled oats
02 1 cup milk, dairy or plant-based
03 1/2 cup plain Greek yogurt or plant-based yogurt
04 1 tablespoon chia seeds
05 1 tablespoon maple syrup or honey
06 1/2 teaspoon pure vanilla extract

Toppings

01 1 large ripe banana, sliced
02 1 ounce dark chocolate, chopped or chips
03 2 tablespoons chopped nuts, walnuts or almonds, optional
04 Pinch of sea salt, optional

Directions

Step 01

Prepare Oat Base: In a medium bowl or large jar, combine oats, milk, yogurt, chia seeds, maple syrup, and vanilla extract. Stir thoroughly until fully incorporated.

Step 02

Chill Overnight: Cover and refrigerate overnight, or for a minimum of 6 hours, allowing the oats to soften and flavors to develop.

Step 03

Adjust Consistency: In the morning, stir the mixture well. If too thick, add a splash of milk to achieve your preferred consistency.

Step 04

Portion into Bowls: Divide the oat mixture evenly between two serving bowls or jars.

Step 05

Add Toppings: Top each portion with sliced banana, chopped dark chocolate, and nuts if desired. Finish with a light sprinkle of sea salt for enhanced flavor.

Step 06

Serve: Serve chilled and enjoy immediately.

Needed Equipment

  • Mixing bowl or large glass jar
  • Spoon for stirring
  • Measuring cups and spoons
  • Knife and cutting board

Allergy Info

Double-check ingredients for allergens and speak with a healthcare provider if you're unsure.
  • Milk: Present if using dairy milk or yogurt
  • Tree nuts: Present if chopped nuts are added
  • Dark chocolate may contain traces of milk or tree nuts
  • Oats are naturally gluten-free but may suffer cross-contamination; use certified gluten-free oats if required

Nutrition Information (per serving)

For informational use only—doesn't replace personalized medical direction.
  • Calories: 320
  • Fats: 10 g
  • Carbohydrates: 48 g
  • Proteins: 9 g